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2-9 Employer Group Benefit Plans
Intermediate Disability Income (24 Hour Coverage)
- Pays a benefit for Total Disability that occurs on or off the job
- Benefit Maximums up to $3,000/month
- Plans can be 50%, 60%, or 66 2/3% of basic weekly earnings
- Maximum Benefit Period—24 months
- First Benefit Day—31st Day of Disability (Accident and Sickness)
- 3-6 months Pre-Existing Conditions Limitation
Available in the District of Columbia and all states except CA, FL, HI
Commercial Travelers Mutual Insurance Company · 70 Genesee Street · Utica · New York 13502—Policy Form Series Number 50028
*Important Message for NY Disability Insureds*
Guaranteed Issue Table
| No. of Participating Employees | Intermediate Disability |
| 2-5 | $1,000/month |
| 6-9 | $3,000/month |
Participation Requirements
If the employer pays the entire premium, all eligible employees must be enrolled in the plan.
If the employees pay any part of the premium, the following participation requirements apply:
| Number of Eligible Employees: | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| Participation Required: | 2 | 3 | 4 | 5 | 5 | 6 | 6 | 7 |