10+ Employer Group Benefit Plans

Intermediate Disability

• 24 month benefit period
• 24 hour coverage that is fully integrated
• Standard plans include 50%, 60%, and 66 2/3% of basic monthly earnings
• Standard Elimination Periods of 30, 60, 90, 180, and 360 days available (Accident/Sickness)
• Pre-Existing Conditions Limitation of 12-24 months*

* 3-12 months in PA and WI; 6-12 months in MD, NC, and NY; 12-12 months in AL and SC

Available in the District of Columbia and all states except CA, FL, HI

Commercial Travelers Mutual Insurance Company · 70 Genesee Street · Utica · New York 13502—Policy Form Series Number 50001